I know, I know, it is heresy in these parts, but I am looking for some input.
I have a small retirement fund that is about 35% invested in commodities (Sprott Canadian equity being a big part of that) a third in Canadian general funds including some health/tech etc.. and virtually no US exposure (switched out about 2 years ago). The other third is now sitting in cash and looking for a home to invest. Note that these investments have a 20 year time horizon and will not be touched until that time.
I tend to re-jig the categories and weights every 2-4 years. I think I have enough in commodities here, as I bet on them outside of this investment too. I am looking for sectors, not individual stocks.
This account is not the most important retirement bet I have, as I am a business owner and invest any extra money into that and not the market, as I feel I have much more influence over the outcome. I have not put any money into this account for 3 or 4 years, but would like the cash that is locked in there to do something more than get sub 1% in a MM fund.
I am personally happy with my physical metals position and the contents of my pantry and freezer, so please do not turn this into a "buy gold the world is going to end" thread. This is a paper bet, not real money.