Okay guys, here's my scenario, and I am not sure on the banking rules. I have check made out to me drawn from Wells Fargo for a sum of more than $1000 but less than $9000 and I want to cash it. I do not have an account there and am wondering if they will cash the check for me? Can they legally charge me a fee? If they try to can I refuse to pay such fees? I think they have to cash said draft from their accounts.