Yes — you can buy gold through Fidelity Investments in an IRA, but there are important limitations to know.
Fidelity allows IRAs to hold certain approved gold coins and bullion bars: for example, the U.S. Gold American Eagle (¼ oz, ½ oz, 1 oz, 1/10 oz) and the Gold American Buffalo (1 oz).
You must use Fidelity’s precious-metals trading service (acting as agent) and the metals must meet IRS fineness and form requirements.
Not all “gold IRAs” work the same: Fidelity does not offer a fully self-directed gold IRA where you choose any gold dealer and vault.
So, if you’re thinking of putting gold in your Fidelity IRA, make sure it meets the eligible types, check the extra costs (storage, trading) and confirm you’re working within their framework.
