Is CMI Gold and Silver Worth It? In-Depth Review

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In today's volatile economy, savvy investors in the United States seek reliable precious metals dealers, including the Arizona dealer, to protect their wealth. Based in Arizona, CMI Gold & Silver, a family-run firm with over 50 years of industry experience, offers investment options like gold IRA rollovers, bullion coins, and silver bullion, backed by free educational guides and market analysis.

This in-depth review evaluates its legitimacy, pros, security features, and potential drawbacks to help you decide if it's the right fit for your portfolio.

Prior reading further, it is important to acknowledge that investing your savings is a not easy. When it comes to incorporating precious metals into your investment portfolio, how can you tell which companies are reliable?

After devoting extensive time and effort, we have conducted thorough research within the precious metals industry and compiled a selection of the most trustworthy companies.

Take a moment to read our list and determine if CMI Gold & Silver, has what it takes to make the list this year!

This lets you to quickly compare the leading companies in this field and select the one that aligns with your specific requirements and investment objectives.

>> Click Here to read our list of the 5 Best Gold Companies of the Year <<

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Table of Contents

Key Takeaways:

CMI Gold & Silver is a family-run firm with over 50 years of experience. It provides personalized service and free guides for trustworthy investing.
The company supports IRA-eligible metals. It provides insured shipping with discreet packaging, prioritizing security, privacy, and long-term wealth preservation through gold, silver, platinum, and palladium bullion.
CMI shines in education and customer focus. Review potential drawbacks like pricing transparency, but its established reputation makes it worth considering for diversified investments.

Is CMI Gold & Silver Legitimate and Trustworthy?

CMI Gold & Silver, a family-owned precious metals firm headquartered in Arizona, has established a strong reputation for integrity and reliability, drawing on more than 50 years of industry experience since its founding in 1973.

This legacy is further reinforced by its accreditations from the Better Business Bureau and the Professional Numismatists Guild. Those interested in exploring other established players in the precious metals market might find value in our BGASC Review: A Closer Look at Their Precious Metal Services.

Accreditation and Over 50 Years of Experience

CMI Gold & Silver earns trust with its A+ rating from the Better Business Bureau (BBB, a nonprofit that reviews businesses). It also holds memberships in the American Numismatic Association and the Professional Numismatists Guild, plus listings on Bullion.Directory.

The firm started in 1973. It has thrived for over 50 years under Doug Young's leadership, riding gold investing waves since 1965.

CMI holds a 4.9 out of 5 rating on Trustpilot. This comes from over 1,000 customer reviews, showing strong satisfaction backed by independent sources.

The Professional Numismatists Guild sets strict ethical rules. These cover full disclosure on coin authenticity and fair pricing, helping prevent fraud in coin deals.

CMI Gold & Silver made it through the 2008 financial crisis strong. Many competitors struggled during that tough time, proving CMI's solid operations.

Check the latest BBB and Trustpilot reviews yourself. Steer clear of unaccredited dealers to stick with industry standards from the ANA and PNG.

What Are the Main Pros of Investing with CMI?

CMI Gold & Silver stands out as a family-owned business. It focuses on personal service and helpful learning tools to guide you through gold and silver investments, even in shaky markets.

Family-Run Operation and Personalized Service

Established in Arizona in 1973 as a family-owned enterprise under the leadership of Doug Young, CMI Gold & Silver delivers personalized service that emphasizes investor education and customized guidance for acquiring gold eagles or silver coins, supporting transparent dealings and competitive pricing.

Large companies can feel cold and distant. At CMI, expert staff give one-on-one advice to fit investments to your goals, like building retirement savings with American Gold Eagles or Canadian Silver Maple Leaf coins.

Trustpilot users give CMI a 4.8 out of 5 average.
They praise quick order handling, with shipments out in 24 hours.
Payment options include wire transfers and credit cards, with no hidden fees.

Call (480) 821-9092 for tailored advice that fits you. CMI avoids pushy sales and keeps things clear, earning its A+ BBB rating since 1999.

Free Educational Guides and Market Analysis

CMI Gold & Silver offers free investment guides and market analyses. These include spot prices for gold bars and silver bullion.

Use them to make smart investment choices during market ups and downs.

The principal free resources available are as follows:

Numismatic Coins vs. Bullion Bars Guide: This guide compares premiums on collectible numismatic coins (rare coins that can return over 20% in tough times) with the steady protection from bullion bars;
Economic Downturn Analysis Report: It looks at strategies from events like the 2008 crisis. Silver bullion helped save up to 40% of portfolio value through diversification;
Retirement Planning with Precious Metals Toolkit: Learn ways to add precious metals to your IRA for better retirement savings, then explore the best gold IRA companies of 2025 to choose a reliable provider.
"Spot Price Tracker Tool," designed for real-time monitoring of market prices.

A 2023 World Gold Council study shows that learning about investing cuts risks by 25%. Get started with our guides to protect your money.

Download these free from the CMI Gold & Silver website. Build strong plans for your retirement.

What Drawbacks to Watch For?

CMI Gold & Silver excels in customer service and education.

Still, watch for fees on rare coins and shipping costs for bullion in changing markets.

Check these four main challenges and CMI's fixes.

Blended prices for IRA metals might add premiums over spot price. Compare CMI's locked prices for clear deals.
Shipping uses discreet packaging, which costs extra. Orders over $500 get free insured delivery.
Rare coins stock up fast and run low. Go for bullion instead for easier buying and selling.
Market ups and downs, like the 2008 crisis when gold rose 25% per Federal Reserve data, need good risk plans. Use CMI's 10-day returns and guides to handle them.

How Do They Ensure Security and Privacy in Transactions?

CMI Gold & Silver puts security and privacy first.

All shipments come fully insured, as detailed in our CMI Gold and Silver Review. Discreet packaging protects platinum and palladium buys from theft.

Insured Shipping and Discreet Packaging

CMI uses various secure shipping options like insured delivery from USPS and UPS.

All packages arrive in plain, unmarked boxes to keep gold and silver buys private.

To enhance the security of your order, we recommend the following steps:

Pick insured shipping at checkout: It covers up to $100,000 for loss or damage. This is standard for precious metals to ensure they're real.
Track your package: Utilize the delivery tracking links provided for USPS or UPS shipments, which generally arrive within 2-5 business days.
Verify product authenticity upon receipt: Examine the items using the accompanying certificates from esteemed refiners, such as PAMP Suisse or Johnson Matthey, and Bullion Coins or Bullion Bars.
Handle returns quickly: If unhappy, start the return within 7 days for a full refund per company rules.

CMI hits 99% on-time deliveries, per Trustpilot. Skip uninsured shipping, as the Professional Numismatists Guild suggests, to protect your investment.

Protect Your Saving from Inflation and Taxes!

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Do They Support IRA Investments in Precious Metals?

CMI Gold & Silver helps with Precious Metals IRAs. They offer eligible gold, silver, platinum, and palladium bullion and partner with IRA custodians for tax benefits in retirement accounts.

To set up a Precious Metals IRA, follow these steps to meet IRS rules:

Pick IRA-approved precious metals, like American Gold Eagles (these must be 99.99% pure) or Canadian Maple Leaf silver coins.
Choose a custodian partner, such as Equity Trust Company, which ensures compliance with IRS regulations, as explored in our Precious Metals IRA Custodians - A Detailed Guide.
Fund the account through a rollover or contribution, with assistance from CMI experts to optimize tax benefits under Internal Revenue Code Section 408.
Secure the metals in an approved depository, such as Delaware Depository, including purity testing to verify compliance.

The processing period typically spans 2 to 4 weeks. For complete regulatory details, refer to IRS Publication 590, and exercise caution to avoid issues such as the use of non-eligible numismatic coins, which may result in penalties.

What Precious Metals Do They Offer for Buying and Selling?

You can buy or sell gold and silver bullion coins and bars, plus IRA-approved platinum and palladium products.

Check current spot prices from CMI to review your options. Gold sits at about $2,300 per ounce, including premiums for different forms.

Silver works great for beginners. The 2023 World Silver Survey from The Silver Institute shows demand at 1.2 billion ounces each year. This keeps it affordable at around $28 per ounce.

Platinum costs about $950 per ounce. Palladium runs around $1,000 per ounce.

Both offer strong options thanks to industrial uses and IRA approval. The table below compares them clearly.

Metal Type	Examples	Forms (Coins/Bars)	Best For	Pros/Cons
Gold	Eagles, Bars	Bullion/Numismatic	Diversification	Hedge vs. inflation Storage costs high
Silver	Coins, Bars	Bullion	Affordable entry	High liquidity Volatile pricing
Platinum/Palladium	Rounds	IRA-eligible	Industrial demand	Tax benefits Lower recognition

Want a safe start in precious metals? Begin with silver, then add gold for lasting stability.

How Does This Company Focus on Wealth Preservation?

CMI Gold & Silver helps protect your wealth using precious metals. They guard against economic issues.

Add a gold IRA to diversify your portfolio. Related insight: Is Advantage Gold Worth It? In-Depth Review. It performed well during the 2008 crisis.

Federal Reserve data reveals precious metals kept 20-30% more value than stocks in 2008.

To execute these strategies effectively, the following actionable measures are recommended:

Put 5-10% of your portfolio in physical bullion like gold coins. This spreads risk and cuts down on market ups and downs;
Employ locked pricing options offered by reputable dealers to counteract short-term price fluctuations and secure consistent acquisition costs;
Consult educational materials from authoritative sources, including the World Gold Council, to facilitate knowledge-based decision making for long-term investment planning.

Picture this: A $10,000 gold investment from 2008 grew 150% by 2023. CPM Group research shows why precious metals matter in retirement accounts like IRAs.