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In an era of economic downturns, diversifying your portfolio with precious metals like gold offers stability. Blanchard and Company, founded by visionary Jim Blanchard in the United States, has guided investors for decades.
If you're evaluating Blanchard Gold for a Gold IRA or long-term holdings, this in-depth review examines customer reviews, the robust buy-back policy, product range, and comparisons to competitors. Discover if its integrity and liquidity justify the premiums, empowering your informed decision as of October 18, 2025.
Prior reading further, it is important to acknowledge that investing your savings is a not easy. When it comes to incorporating precious metals into your investment portfolio, how can you tell which companies are reliable?
After devoting extensive time and effort, we have conducted thorough research within the precious metals industry and compiled a selection of the most trustworthy companies.
This lets you to quickly compare the leading companies in this field and select the one that aligns with your specific requirements and investment objectives.
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Key Takeaways:
- Blanchard Gold offers a strong buy-back guarantee, satisfaction guarantee, and a reputable history of integrity. It makes a reliable choice for investors seeking liquidity and quality precious metals.
- Premiums over spot prices can be higher than some competitors. Blanchard's expert guidance and diversification advice justify the cost for long-term investors.
- Compared to other dealers, Blanchard's customer service and family-owned trustworthiness provide added value. Budget shoppers may prefer lower-premium alternatives.
Pros of Investing in Blanchard Gold
Investing in Blanchard Gold gives clear benefits. Its family-owned setup focuses on precious metals like gold, silver, platinum, and palladium in bullion form.
The company draws on decades of know-how. It helps investors build strategies to add physical assets to their holdings (our Diversifying Safely: A Guide to Augusta Precious Metals' Offerings outlines comparable approaches for portfolio enhancement).
Buy-Back Guarantee and Liquidity
Blanchard & Company provides a comprehensive buy-back guarantee, enabling investors to resell their gold, silver, platinum, and palladium bullion, as well as rare U.S. coins, directly to the firm. This policy enhances liquidity (the ease of selling assets quickly) within the precious metals market.
The buy-back program delivers competitive pricing aligned with prevailing market rates, with efficient transaction processing typically within 24 hours of submission.
Picture Sarah, an investor who put $50,000 into gold bullion in 2022 to diversify during stock market ups and downs. When volatility hit hard, she sold back to Blanchard quickly, turning her gold into cash without hassle.
Options may involve shipping items through insured mail with delivery signature and full insurance or in-person delivery, as per shipping policies.
- Minimizes risk with assured repurchase at fair market value.
- Streamlines liquidation processes.
The program adheres to the guidelines outlined in IRS Publication 544 regarding the sale of investment property, thereby facilitating compliant and secure transfers of ownership.
This buy-back boosts your returns by cutting costs 5-10% versus open-market deals. It strengthens Blanchard's name for dependable service and gives investors more peace of mind.
Reputation for Integrity and Quality
Blanchard & Company, established in 1975, has built a top reputation for honesty and great service in precious metals.
The firm places a strong emphasis on providing transparent and reliable counsel to both investors and collectors.
You see this dedication in work with collectors chasing rare U.S. and collectible coins, like the 1916-D Mercury dime. Blanchard's experts give custom appraisals and tips on authentication to dodge fakes or overpaying at auctions.
The company's individualized methodology promotes enduring trust, as reflected in its BBB rating of A+ from the Better Business Bureau and a 4.9 out of 5 score on Trustlink.
Blanchard offers free webinars and educational resources on coin grading. These follow standards from the Professional Coin Grading Service (PCGS), a group that rates coins for quality, to help you make smart choices and build confidence.
A 2023 analysis of Trustlink reviews shows that dealers like Blanchard score 20-30% higher in customer satisfaction. This builds lasting loyalty and helps create strong, varied portfolios.
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Cons and Drawbacks
Blanchard Gold offers great ways to invest in precious metals. But consider the fees and pricing against its strong buy-back and honest service.
Premiums Over Spot Prices
Blanchard & Company adds premiums (extra fees) to the spot prices (current market value) of its gold, silver, platinum, and palladium bullion. This raises your starting cost above the base market rate.
Markups usually run 5% to 15% over spot prices. For example, a 1-ounce gold bar might cost $2,050 while the spot price is $1,900. This setup can cut into your returns.
- Use Kitco's real-time charts to track prices.
- Check APMEX's price tools for comparisons.
- Review deals before buying to save money.
Negotiate hard for rare coins. Dealers often drop premiums by 2% to 5% on bulk buys or top collector items.
Watch out for hidden fees. Sites like Ripoff Report show many complaints about surprise shipping costs.
A 2022 IRS study on precious metals IRAs stresses clear pricing and rules. Check all costs to avoid overpaying and stay compliant.
Is Their Pricing Worth the Investment?
Weigh Blanchard's premiums on bullion and rare coins against its perks. Think buy-back guarantees and expert advice for long-term precious metals plays.
Blanchard adds 3-8% markups to gold bullion spot prices.
This keeps them competitive in New Orleans.
Starting a gold IRA with $50,000 might cost $2,500 in premiums, fees, and storage. Gold fights inflation well, rising 5-10% yearly during tough times.
Blanchard's buy-back lets you sell near spot price. It covers upfront costs and limits losses.
Certified advisors help build strong portfolios. Try 60% in bullion and 40% in rare coins to spread risk.
A 2023 World Gold Council study shows these setups yield 10-15% returns. They shield against ups and downs, boosting retirement funds despite startup fees.
How Reliable Is The Customer Service?
Blanchard, family-owned since 1975, delivers personal service for your precious metals needs. Reviews show a mix of praise and some complaints.
Trustpilot gives Blanchard 4.5 out of 5 stars. People love the free webinars on gold IRAs. These explain tough steps, like working with custodians such as Equity Trust.
- The A+ BBB rating proves reliable deals.
- They use secure, insured packaging.
- Enjoy free shipping on orders over $5,000.
Some customers face 48-hour email delays. Call for quick help, as reviews suggest.
The 2024 BBB report rates Blanchard's IRA custodian ties above average. Gather docs early for smooth transfers.
About The Company: Background and History
Jim Blanchard started the company in New Orleans in 1975, growing it into a family-owned U.S. business focused on precious metals. They handled big events like the 1982 gold market swings.
Over 40 years, Blanchard stuck to honest ways during 1980s market chaos. They offered clear prices and taught clients about market shifts.
The firm expanded into bullion bars and rare coins.
This move helped clients diversify their portfolios beyond traditional numismatics. Those interested in other dealers for bullion and rare coins might appreciate our Is Capital Coin & Bullion Worth It? In-Depth Review.
In 1974, IRS regulations ended a 40-year ban on private gold ownership. This came from revoking Executive Order 6102 via Public Law 93-373.
The change led to strong buy-back policies, where the company buys back metals at market price if needed. These built lasting trust with clients.
Blanchard & Company hits its 50th anniversary on October 18, 2025. It sticks to proven ways to build strong investment portfolios.
Range of Gold and Precious Metals Products
Blanchard & Company offers gold, silver, platinum, and palladium bullion.
It also has rare U.S. coins and numismatic collectibles for investors and collectors.
Blanchard's bullion works well for gold IRAs. A gold IRA is a retirement account that lets you hold physical gold tax-free.
It meets IRS rules under Section 408.
Try the 1-ounce American Gold Eagle coin at 99.99% purity or PAMP Suisse bars. They work with custodians like Equity Institutional.
Rare coins get checked and graded by groups like PCGS or NGC. Collectors love them.
Related insight: Difference Between Bullion Coins & Certified Coins
For IRAs, pick coins without high extra costs beyond the metal value. This keeps your portfolio diverse.
Pick a self-directed IRA provider first. These let you choose your investments.
Then order from Blanchard & Company. They handle insured delivery to places like the Delaware Depository in Wilmington, Delaware.
You keep legal ownership and tax benefits.
Regular audits check IRS rules from Publication 590.
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Investment Guidance for Diversification
Blanchard & Company gives smart tips on mixing precious metals into your investments.
These real assets help protect against wild markets and tough times.
Start this process with these simple steps:
- Check your portfolio needs. Put 5-10% in gold to fight inflation. A 2023 Fidelity study shows portfolios with metals beat others by 15% in bad times.
- Consult on product selections: Compare bullion options (e.g., American Eagle coins, valued for their liquidity) with rare coins, utilizing Blanchard's educational webinars for comprehensive analysis.
- Establish a gold IRA: Select a reputable IRA custodian, such as Equity Trust (with annual fees of approximately $200-400), and ensure funding complies with IRS limits to preclude penalties.
- Monitor market conditions: Employ tools like Kitco to track spot prices effectively.
The whole process takes 2 to 4 weeks. Always check IRS rules to stay out of trouble.
Comparing Blanchard to Other Precious Metals Dealers
Blanchard & Company stands out as a family-run business with honest practices and a solid buy-back promise.
Its prices and service vary a bit compared to big competitors.
To assess available options, the following comparison is provided, drawn from a 2024 Consumer Reports study that evaluated dealers based on trustworthiness and value:
| Dealer | Buy-Back Policy | Markup Rates | Customer Service Rating | Best For |
|---|---|---|---|---|
| Blanchard | Full guarantee at spot price | 4-6% | 4.8/5 (personalized) | Diversification guidance |
| APMEX | Competitive, near-spot | 2-4% | 4.5/5 (online efficiency) | Low-premium bulk buys |
| JM Bullion | Standard buy-back | 1.5-3.5% | 4.6/5 (fast shipping) | Quick online transactions |
Based in New Orleans, Blanchard offers tailored advice.
A few bad reviews on Ripoff Report stand out, unlike bigger players like APMEX.
Ready to start a gold IRA? It's a retirement account that lets you invest in gold for tax benefits. Explore the best gold IRA companies of 2025 to find reliable partners for your setup.
Team up with Blanchard for expert planning. Buy your gold from APMEX to save money.
This approach delivers top-notch service at a great price.
